The interest rate on Sukanya Samriddhi Yojana is decided by the government of India and is subject to change every quarter. The interest rate is calculated on an annual basis and compounded yearly. The current interest rate for Sukanya Samriddhi Yojana (as of February 2023) is 7.6% per annum.
It’s worth noting that the interest rate for Sukanya Samriddhi Yojana is higher than most other small savings schemes in India. The scheme was designed to encourage parents to save for their girl child’s education and marriage expenses, and the high interest rate is one of the many benefits it offers to its investors. The interest rate for the scheme is reviewed and revised by the government periodically to keep it in line with prevailing market conditions.
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